Understanding Today's Financial Environment
Welcome. I am Eugene Harvey Hines, CFP®, founder and managing director of Hines Wealth Management, LLC and an independent financial advisor with LPL Financial. Since 1993, I have provided wealth management services to select clientele, including individual investors and business clients. Our offices are headquartered in Charleston, South Carolina; however we support clients throughout the country. My team understands that individuals face unique challenges as they prepare for retirement and can help take the mystery out of preparing financially for today and tomorrow. Whether you are investing for retirement, college savings or estate planning, our holistic non-proprietary approach to life planning focuses on your goals and dreams. We can help you make more informed decisions about your money and the growth and protection of your assets. We tailor your plan based on where you are in life and we work for you as we would for our own family.
Hines Wealth Management, LLC also provides services to small and medium-size businesses in the areas of employee insurance and benefits. My team can assist your business in creating and implementing employee benefits packages to attract and retain qualified talent for your company.
Hines Wealth Management, LLC is proud to be powered by LPL Financial, which offers an extensive selection of wealth management services and resources without limiting our ability to provide our clients with a customized investment program, free of the pressure and limitations of proprietary/exclusive product requirements. In addition, our clients can have the confidence that their accounts are maintained by the nation’s largest independent financial services firms* that demand and oversee strict regulatory compliance of their advisors.
At Hines Wealth Management, LLC, we can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life. Please call 888-674-6777 for a complimentary consultation.
*As reported by Financial Planning Magazine, June 1996-2015, based on total revenue.
CERTIFIED FINANCIAL PLANNER™ professionals must meet the highest requirements in the industry in terms of ethics, education, experience and exam. The new CFP® (with plaque design) mark reflects that rigor. Bold and confident yet warm and reassuring, our new mark visually represents CERTIFIED FINANCIAL PLANNER™ professionals as the gold standard among financial advisorsContact Us
We can help take some of the mystery out of preparing for your financial future.Learn More
Special insight and perspective to help business owners pursue their objectives and success.Learn More
Let us provide you with guidance that can help you understand and better define your financial goals.Learn More
Orchestrating Your Retirement Accounts
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.
Women and Financial Strategies
Most women don’t shy away from the day-to-day financial decisions, but some may be leaving their future to chance.
Social Security: The \$64,000 Question
One of the most common questions people ask about Social Security is when they should start taking benefits.
Life insurance proceeds are generally tax-free. But not in all cases.
When you take the time to learn more about how it works, you may be able to put the tax code to work for you.
Investors who put off important investment decisions may face potential consequence to their future financial security.
Without a solid approach, health care expenses may add up quickly and potentially alter your spending.
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
For some, the social impact of investing is just as important as the return, perhaps more important.
This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).
Assess how many days you'll work to pay your federal tax liability.
This calculator can help determine whether it makes sense to refinance your mortgage.
This calculator demonstrates the power of compound interest.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
This calculator helps estimate your federal estate tax liability.
There are some smart strategies that may help you pursue your investment objectives
The importance of life insurance, how it works, and how much coverage you need.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Principles that can help create a portfolio designed to pursue investment goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are a number of ways to withdraw money from a qualified retirement plan.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Why are 401(k) plans, annuities, and IRAs so popular?
Women must be ready to spend, on average, more years in retirement than men.
Here is a quick history of the Federal Reserve and an overview of what it does.
Even low inflation rates can pose a threat to investment returns.